What Type of Retirement Plan Should My Business Implement? (Part 2)
In Part 1 of this series, we talked about how a SEP plan can work nicely for the owner of a business with no employees. But what is the right retirement plan for a company that has employees? Usually the best place to start is to answer this question: Why does the...
Benefits of Selling Cash Balance Plans (#4 of 4)
As explained in our previous post (#3 in this series), cash balance plans are often easier for business owners (your clients) to understand and offer more flexibility than many other types of retirement plans. And in our second post we clarified how cash balance plans...
The Roth 401k: An Option for Higher Earners
When thinking of retirement, most workers (and their employers) probably associate the name “Roth” with the letters “IRA.” After all, the Roth IRA has been around since the 1998 tax year and has been widely embraced by many individuals seeking to maximize their...