Mar 11, 2013 | 401k Plans, 403b Plans, 457b Plans, Roth 401k
As part of the American Taxpayer Relief Act (ATRA) signed by President Obama in early January, all 401k, 403b, and 457b retirement savings plans now have the option to allow participants to convert some or all of their pre-tax contributions (namely, pre-tax 401k...
Mar 7, 2013 | 401k Plans, IRA (Individual Retirement Accounts), Roth 401k
In our previous post we looked at the concept of the Roth 401k, which is simply the option to contribute dollars on an after-tax basis to a traditional 401k plan (assuming that the plan sponsor has amended the plan document to allow such contributions, as required by...
Aug 17, 2012 | 401k Plans, 403b Plans, QDIA (Qualifed Default Investment Alternative)
As noted in our last blog post, for many years retirement plan sponsors have faced a dilemma: How should they invest contributions from employees who won’t affirmatively choose at least one investment vehicle for their contributions? More to the point: how to do...
Jul 14, 2012 | 401k Plans, IRA (Individual Retirement Accounts), Roth 401k
When thinking of retirement, most workers (and their employers) probably associate the name “Roth” with the letters “IRA.” After all, the Roth IRA has been around since the 1998 tax year and has been widely embraced by many individuals seeking...
