Mar 3, 2015 | defined benefit plans, Exclude from Blog Main, Pension Plan Optimization
As an executive with oversight responsibilities for a frozen pension plan you begin to see the light at the end of a long journey – plan termination is near or winding up. You climbed that mountain of pension liability, now fully funded through cash contributions,...
Feb 17, 2015 | defined benefit plans, Pension Plan Optimization
Much has been written in recent years about fee transparency within retirement plans, with the overwhelming majority of the focus centered on defined contribution plans. This is a result of law changes aimed at getting record keepers and investment advisors to more...
Feb 4, 2015 | defined benefit plans, Exclude from Blog Main, Pension Plan Optimization
Today, there are two worlds of pension finance, the world of underfunded plans requiring careful cash planning and characterized by higher risk taking leading to more volatile financial statements, and the world of well-funded plans where even modest investment...
Jul 29, 2013 | Cash Balance Plans, defined benefit plans
As explained in our previous post (#3 in this series), cash balance plans are often easier for business owners (your clients) to understand and offer more flexibility than many other types of retirement plans. And in our second post we clarified how cash balance plans...
Jul 15, 2013 | Cash Balance Plans, defined benefit plans
Updated 1/1/2019: In our previous post (#2 in this series) we looked at the wealth-accumulation advantages of cash balance plans. Discussing these advantages with business owners (your clients) is essential to selling a cash balance plan. But because clients “live...
Jul 6, 2013 | Cash Balance Plans, defined benefit plans
Updated 1/1/2019: Our previous post defined cash balance plans and explained their structure and how they work. Now let’s focus on the key advantages of using a cash balance plan, and who are its primary candidates. As a financial advisor you’ll want to...